In the post-war years of 1946 and 1964, 76 Million Americans were born. The estimated number of Americans 65 or older is 40.2 million, and this represents a challenge for both “older adults” and Medicare (CMS). We guide older adults through the maze of Medicare options to those 65+ or Medicare eligible beneficiaries under 65.
Our product availability includes Medicare Supplements/Medigap Policies; Medicare Advantage (MA) Plans, Prescription Drug Plans (Part D), Dental PPO Plans, Long Term Care and Final Expense. Our partners include, but are not limited to, AARP/United Healthcare, Aetna, BRAVO, Humana, Genworth, Mutual of Omaha, and John Hancock.
Medicare Supplements are Standardized Plans, A,B,C,D,F,G, K, L, with the introduction of the Modernized plans M and N on June 1, 2010. The basic difference in these plans from carrier to carrier is “cost”. Medicare supplement plans cover your healthcare needs anywhere in the United States. They travel with you.
Advantage Plans (MAPD.) are options based on the managed care platform and can be bundled plans that include the coverage exclusions or, costs that were not included in original Medicare and may also include the Part D – prescription drug component. The cost of these plans is subsidized by Medicare. We provide assistance in choosing the plan that suits your needs and annual drug spend.
For more information, visit Medicare’s official website at http://www.medicare.gov/default.aspx